The  central and state government and some philanthropic organizations offer free  IAS coaching for various sections of students. Moreover, universities like Punjabi University,  Patiala, Jamia Millia Islamia, New   Delhi, Panjab University, Chandigarh,  or Ranchi University’s Postgraduate department of  anthropology and several others also offer free coaching for IAS and allied  services and other competitive exams (e.g. banking service exam).

You  could also check with your local public library for study and reading material.  Then there are several organizations like the Hamdard Study Circle in Delhi (www.jamiahamdard.edu/study.asp)  that offers free coaching for all the three stages of the Civil Services Exam  (i.e. prelims, mains and personality test) to Muslim students. It offers good  board and lodging facilities, a well-equipped library and Internet facility  spread over a 14-acre campus in Talimabad in South Delhi.  No fee is charged for coaching but students pay Rs 800/- a month for the hostel  and amenities and Rs 850/- a month for meals.

A  stipend is offered to deserving students of Minority, OBC and SC/ST categories  under a ministry of social justice and empowerment grant. So far, 161  candidates have qualified for various civil services from Hamdard Study Circle. Do log on to www.socialjustice.nic.in for  various scholarships for technical and higher studies.